By word and example

 1. The Apostle says: The letter kills, but the spirit gives life (2 Cor 3:6). 2. Those are killed by the letter who merely wish to know the words alone, so that they may be esteemed as wiser than others and be able to acquire great riches to give to [their] relatives and friends. 3. In a similar way, those religious are killed by the letter who do not wish to follow the spirit of Sacred Scripture, but only wish to know [what] the words [are] and [how to] interpret them to others. 4. And those are given life by the spirit of Sacred Scripture who do not refer to themselves any text which they know or seek to know, but, by word and example, return everything to the most high Lord God to Whom every good belongs.

~ St. Francis, The Admonitions, Number 7: ” Good works must follow knowledge”

And not as owners

Secular Franciscans should pledge themselves to reduce their own personal needs so as to be better able to share spiritual and material goods with their brothers and sisters, especially those most in need.  They should give thanks to God for the goods they have received, using them as good stewards and not as owners.

They should take a firm position against consumerism and against ideologies and practices which prefer riches over human and religious values and which permit the exploitation of the human person.

~ General Constitutions of the Secular Franciscan Order (Article 15)